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Fintech Takes

💰 The OCC Turns in the First Draft of Its Debanking Homework

💰 Hope Is The Strategy

💰 Where are the biggest trouble spots (and blind spots) in consumer credit?

💰 Robinhood Should Not be Allowed Anywhere Near Trump Accounts

💰 Open-loop vs. Closed-loop Credit Scoring

💰 Access, Identity, & the Cost of Complexity

💰 Rebuilding the Warp Core

💰 Black Friday

💰 Surviving the SEO Apocalypse

💰 Sports Betting May Make It Harder for Borrowers to Pay Back Their Loans

💰 And now his watch is (temporarily) ended.

💰 Refactoring Risk Decisioning with Agentic AI

💰 The Complexity of the Modern Payments Stack

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💰 Builders Summit, Complete

💰 Friction, The Fine Print, & Faith

💰 Carrington Labs, Zest AI, & Coinbase.

💰 No one is being honest about stablecoins.

💰 Live from Money20/20: AI, Stablecoins, & More!

💰 Barclays Buys Best Egg

💰 Spooky Season

💰 The Biggest Unsolved Problems in Open Banking

💰 Fintech 3-2-1 Goes to Vegas

💰 A Fortress of Distrust

💰 Unlocking Pay by Bank’s Potential

💰 Debt, Data, and the New Repayment Hierarchy

💰 The Open Banking Fight You’re Not Paying Attention To

💰 Neighborhood Networks

💰 EtherFi, Lunos AI, Circuit & Chisel, & Figure

💰 Blocking and Tackling

💰 The Cash Cow is Dead

💰 The Economics of Addiction in 30 Minutes

💰 FICO Hits Back

💰 How OpenAI Can Avoid Google’s Mistake

💰 Open Banking, BaaS Trouble, FICO’s Small Ambitions

💰 A New Roadmap for Building Customer Lifetime Value

💰 Aim Small, Miss Small

💰 Standardizing Fairness and Financial Health

💰 Startup Truths and Venture Realities

💰 Chime’s Tough Choice

💰 Plaid Defects

💰 Welcome Tech, Bumper, Scalar Field, & Structify

💰 Machine Banking

💰 Observations From a Busy Week

💰 Preemption, Kawhi’s Payday, & Tokenized Confusion

💰 Not Quite My Tempo

💰 Aspiring to Cheat

💰 Lawsuits Forever, $1 Penalties, & The Tokenized Wild West

💰 Firing On All Pistons

💰 The War That Banks Don’t Know They’re Fighting

💰 Building Financial Resiliency

💰 We’re Back!!!!!

💰 The Ouroboros of Credit Building

💰 A Field Guide to the Next Round of Open Banking Fights

💰 Open Banking in the Upside-Down

💰 SO MUCH GOOD STUFF

💰 Everyone (but the lawyers) Just Lost

💰 BaaS, Vertical SaaS, and Stablecoins

💰 The Entire History of the CFPB in 50 Minutes

💰 The Takes are Coming!

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Nov 17, 2025